1. Planning and Preparation

a. Cancel for any Reason (CFAR) – Purchasing a plan with CFAR¹ enables you to cancel your trip for any reason that’s not otherwise covered by the plan, such as extreme weather.

b. Trip Cancellation and Trip Interruption – Travel protection provides reimbursement for non-refundable expenses incurred due to covered reasons related to cancellation, delays, or interruption in travel, including hurricanes in some cases.

c. Medical Expenses – Travel insurance includes coverage for medical expenses related to illness or injury during your trip.

d. Worldwide 24/7 Emergency Assistance – Non-insurance assistance services include a variety of valuable concierge and information services, such as pre-departure destination information, medical or legal referral in the area, and business services.

e. Review Your Travel Insurance Documents – Carefully read through your Travel insurance documentation to understand coverages. Look for maximum benefits allowed, exclusions, and any other benefits relevant to your trip.

    2. While You’re Traveling –

a. Monitor Weather Forecasts – Stay updated on local weather forecasts and advisories.

b. Have Flexible Travel Options – Booking flexible or refundable travel arrangements helps in the event changes are needed due to weather.

c. Communicate with Lodging or Tour Providers – Accommodations and tour company staff can communicate their emergency procedures for sheltering in place or evacuation and can also keep you updated with important last-minute information.

    3. What to do if Hurricane Impacts Your Plans –

a. Contact Travel Insurance Provider – As soon as you know severe weather may impact your travel, contact your provider to get information on what is covered and for assistance with necessary claims.

b. Document Everything – Keeping receipts of all incurred expenses related to trip cancellations or interruptions makes the claim process easier. Hold onto all documentation whether it be for transportation, medical expenses, or lodging.

c. Start the claim process – Go online to the provider website and follow the steps provided. Generally, claims can be settled 30-45 days after the submission of all the required documentation.

Taking these precautions minimizes the inherent risk of traveling during hurricane season. Including Travel insurance enables you to protect your travel plans—and your safety.

¹ Must be purchased within 14 or 21 days of initial trip deposit or date of welcome letter.